States Resist and Build Nascent Insurance Markets

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Since the new online health insurance exchanges are set to launch on Tuesday, it seems that there will be many consumers in Southern and Plains states that will have to search more diligently for information on how the marketplaces are going to work in comparison to consumers from other areas of the country. Republican-led states that are opposing the Affordable Care Act are showcasing some strategies that include encouraging residents not to sign up, making it difficult for organizations to provide information about the exchanges, and ignoring the healthcare overhaul.

Experts in the health care industry are concerned that this kind of behavior may mean that the consumers in these states may be confused about how the exchanges work. Some consumers may not even know how the exchanges work or that there are new insurance options available to them. They are also concerned that the release of the law could be ultimately hindered by the behavior. Several of the states that are running their own insurance exchanges have been spending weeks on marketing and advertisement to ensure that residents are ready to purchase health insurance.

Many of the states across the South have declined federal grants that would have allowed them to advertise the exchanges. They have also ceded the right to run any of the marketplaces on their own. The Republican led U.S House added to some legislation that would avert a partial government shut down of a one year delay of the creation of the marketplaces. Democrats have previously said that delaying the healthcare law would ruin the bill and then the White House said that there would be veto in that circumstance.

The lieutenant governor in Missouri told residents to refuse to sign up for the federal health insurance. Kansas legislators and the state’s governor also worked together to create a law that symbolically states that the residents cannot be forced to purchase health insurance. Although most people would think that having federal health insurance would be a beneficial opportunity and that it would gain more support, it seems that many of the states that are directly opposed to the idea are growing in concern about what it could mean if people continue to sign up for the program. Many individuals are also upset that they will have to pay fines for deciding that they do not want to be insured.

Ultimately, it is impossible to determine how this situation is going to come to an end. There have been many who have hoped that the Republicans would start to agree more with the Democrats over the use of the Affordable Care Act, but some Republican-led states have already stated that no matter how the act could change, they would always be against it. Over the next few weeks as the options develop more clearly, there are many who are hoping that the rallies against the Affordable Care Act will either cease or will find an alternative means of understanding.